I do the same thing. For me, it’s about the (cue cheesy educational video music) ladder of risk concept.
On the street, there’s a baseline of danger posed by the existence of the unknown and the uncertain (good terms BTW). It’s always there, no matter what (e.g. someone may turn left in front of you at the last minute), and you have no control over it.
But there are things over which a rider does have control that move that level of danger further upward, things like going 100% into a blind corner. Sure, the odds are there’s *not* a broken-down car just on the other side of the bend, but that doesn’t mean it *can’t* be there.
So it’s a matter of risk tolerance, and we each have our own level (like when we debate safety gear in here). For me, I love riding, but I also like my other hobbies/pursuits, and I’d hate to have to give them up while I’m recuperating from a nasty motorcycle injury. So I err on the side of caution, which is annoying sometimes, but I know it fits my outlook on the bigger picture.