I went with Rider insurance because it was the best coverage for the $. I’m 23 and male so pretty much every other company tried to rip me off. Progressive wanted to charge more for minimal coverage with a higher deductable and no perks. Geico must be on crack. And Foremost was about average. For a ’09 KLR650 Rider insured me for 100-300-50 (100 per person, 300 per accident, 50 property same for Uninsured/Underinsured) with comprehensive theft, collision, and fire for only 550$/ year (progressive wanted to insure me with 15/30/5 for 750$/year). I also get free roadside assistance :o~(towing up to 35 mi, jump start, fuilds gas/oil/etc) which is a major plus since pushing your bike down a highway shoulder is extremely dangerous and severly detracts from the cool factor of haivng a motorcycle. So if you live in NJ, Penn, or Ohio check Rider out.